Little FinanceHouse

Small Business

Build the business.Understand the paperwork.

Practical, source-backed guides for forming and operating a US business—especially when the owners live outside the United States.

For international founders

Formation is the easy part. Compliance is where the details matter.

A US entity can be useful, but it does not automatically create immigration status, banking approval, tax exemption, or a universal “best state.” Our guides separate formation mechanics from tax, banking, address, and ongoing filing obligations.

EIN

How international applicants can use the IRS phone, fax, or mail routes when the online EIN application is unavailable.

Foreign-owned LLC filings

Why Form 5472 and a pro forma Form 1120 can apply even when a disregarded LLC has no normal income-tax return.

State choice

Why Wyoming, Delaware, and New Mexico differ in fees and maintenance—but may still require foreign qualification elsewhere.

Banking

Why registered-agent addresses and virtual mail solutions do not automatically satisfy operating-address verification.

Small Business library

Guides and comparisons

7 published resources

Mercury Books Review 2026: Why I Prefer It for Tuffice LLC

I tried Xero, Zoho Books and other accounting tools for Tuffice LLC. Here is why Mercury Books feels simpler when accounting lives beside the bank.

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Wyoming vs Delaware vs New Mexico LLC for Non-US Founders

Compare Wyoming, Delaware, and New Mexico LLCs for non-US founders by state fees, ongoing maintenance, investor context, privacy, and qualification.

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Foreign-Owned US LLC Tax Filing: Form 5472 + Pro Forma 1120 Explained

Understand when a foreign-owned US disregarded LLC may need Form 5472 and a pro forma Form 1120, what transactions can matter, and the penalties.

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How to Get an EIN Without an SSN or ITIN in 2026

A practical 2026 guide for international founders applying for a US EIN without an SSN or ITIN, including phone, fax, mail, and Form SS-4.

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Mercury vs Wise Business for Non-US Founders: 2026 Comparison

Compare Mercury and Wise Business for non-US founders by eligibility, operating address, USD access, international payments, verification, and fit.

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Northwest vs Bizee for Non-US Founders: LLC Formation Comparison

Compare Northwest Registered Agent and Bizee for non-US founders by formation price, registered agent service, privacy, EIN help, and ongoing costs.

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Can a Non-US Resident Start a US Business in 2026? Step-by-Step Guide

A 2026 step-by-step guide for non-US residents forming a US company, getting an EIN, opening business accounts, and handling key compliance.

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Important: Little Finance House provides general educational information. Entity, tax, immigration, banking, licensing, and filing outcomes depend on the facts and jurisdiction. Verify current rules with the relevant authority and seek qualified professional advice for material decisions.